Interest Rates and Interest ChargesVisa®Master Card®
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases
Visa®
15.96% Fixed
Master Card®
15.96% Fixed
Interest Rates and Interest Charges
APR for Balance Transfers
Visa®
15.96% Fixed
Master Card®
15.96% Fixed
Interest Rates and Interest Charges
APR for Cash Advances
Visa®
15.96% Fixed
Master Card®
15.96% Fixed
Interest Rates and Interest Charges
Penalty APR and When it Applies
Visa®
None
Master Card®
None
Interest Rates and Interest Charges
How to Avoid Paying Interest on Purchases
Visa®
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month.
Master Card®
Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month.
Interest Rates and Interest Charges
Minimum Interest Charge
Visa®
N/A
Master Card®
N/A
Interest Rates and Interest Charges
For Credit Card Tips from the Federal Reserve Board
Visa®
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board, click here
Master Card®
To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board, click here