| Interest Rates and Interest Charges | Visa® | Master Card® |
|---|---|---|
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases | Visa® 15.96% Fixed | Master Card® 15.96% Fixed |
Interest Rates and Interest Charges APR for Balance Transfers | Visa® 15.96% Fixed | Master Card® 15.96% Fixed |
Interest Rates and Interest Charges APR for Cash Advances | Visa® 15.96% Fixed | Master Card® 15.96% Fixed |
Interest Rates and Interest Charges Penalty APR and When it Applies | Visa® None | Master Card® None |
Interest Rates and Interest Charges How to Avoid Paying Interest on Purchases | Visa® Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month. | Master Card® Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date (Grace Period) each month. |
Interest Rates and Interest Charges Minimum Interest Charge | Visa® N/A | Master Card® N/A |
Interest Rates and Interest Charges For Credit Card Tips from the Federal Reserve Board | Visa® To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board, click here | Master Card® To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board, click here |
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