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First National Bank of Griffin
Online banking access

Ready Reserve

We think you deserve extra protection in the event you overdraw your account. Have peace of mind with Ready Reserve, which is tied to your personal checking account and consolidated into your monthly checking statement. Should you overdraw your account, transfers are made in multiples of $50, up to your pre-established credit limit.
Benefits:                                                                       APPLY NOW
  • Local decision-making
  • There are no charges for transfers and interest accrues only on the outstanding balance
  • Minimum payment $15
  • Monthly payment, equal to 5% of your Ready Reserve balance is automatically deducted from your checking account
  • Your Ready Reserve limit is based on your application and credit history