FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Personal Lending
We believe nothing should stand in the way of you pursuing your dreams. Take advantage of our personal loans that give you purchasing power to make just about anything happen, including buying a boat or car, consolidating debt, taking a dream vacation, and financing a home improvement. If you really want it, go for it. We have a lending solution to help you achieve it.
Home Loans
When you commit to buying a home, you commit to the community we love. Share your home ownership dream with us, and we’ll be at your side until you move in. Our lenders work closely with you to ensure you get a home loan that accommodates your needs and supports you.
Benefits:
- Variety of loan types
- Competitive rates and flexible terms
- Local decision-making
Personal Loans
One of the best parts about being a community bank is getting to know our customers really well and having the freedom to meet your needs with loans that are tailored to you. Stop in and tell us about a challenge you are facing or a wish on your bucket list, and we’ll get to work for you.
Benefits:
- Variety of loan types
- Competitive rates and flexible terms
- Local decision-making
Auto, Boat, and RV Loans
Take to the road—or the water—and start living the adventure you’ve always wanted. Our auto, boat and RV loans feature competitive rates and support you in your purchase, so you can leave your worry behind.
Benefits:
- Competitive interest
- Flexible terms
- Local decision-making
Home Equity Loans
This smart lending solution lets you borrow against the equity you’ve built in your home.
The more equity you have, the larger the loan amount. You have the flexibility as to the use of your proceeds
Benefits:
- Variety of loan types
- Competitive rates and flexible terms
- Local decision-making
Ready Reserve
We think you deserve extra protection in the event you overdraw your account. Have peace of mind with Ready Reserve. Should you overdraw your account, transfers are made in multiples of $50, up to your pre-established credit limit.
Benefits:
- Local decision-making
- There are no charges for transfers and interest accrues only on the outstanding balance
- Minimum payment $15
- Monthly payment, equal to 5% of your Ready Reserve balance is automatically deducted from your checking account
- Your Ready Reserve limit is based on your application and credit history
Credit Cards
The power of financial freedom right in your pocket.
The best card solution is one that provides flexibility and the spending options you need most. We believe that we have a card that will be just what you’re looking for. First National Bank of Griffin offers a Visa® Credit Card.
All applications are processed locally and when you have a question regarding your account you deal with a friendly FNB customer service agent as opposed to some out of town processor.