Checking

You want a checking account to help you manage your financial life—one that works around your schedule and supports your needs. That’s why we designed these low-maintenance checking solutions featuring plenty of perks. They blend seamlessly into your world, positioning you for financial success and clarity.

E Checking First Checking Interest Checking Premium Interest Checking

50+ Checking Money Market Investment Checking First Friends Checking

All of our checking accounts include:

Free online banking
Free online bill pay
Free ATM withdrawals at FNB locations
Four free ATM withdrawals per statement cycle at other ATMs
Free 24-hour telephone banking Free Visa® debit card³
No-annual-fee Visa® credit card²
$50 opening deposit

Subject to approval and customary credit criteria.

	E-Checking	First Checking	Interest Checking	Premium Checking	50+ Checking	Money Market	First Friends
$50 opening deposit
No minimum balance
$750 minimum balance
$1,500 minimum balance
Earn interest on your checking balance
Competitive interest on tiered balances
No monthly service fee
$7.00 monthly service fee							*
$7.50 monthly service fee			*
$10.00 monthly service fee				*		*
Unlimited check writing
Limited transactions⁶						⁶
Free wallet style checks¹		¹		¹	¹		³
Free e-statement
$2.95 for paper statement
Free online banking
Free online billpay
Free ATM withdrawals at all FNB locations
Four free ATM at other ATM/bill cycle
Free 24-hour Telephone Banking
Free Visa Check Card³	³	³	³	³	³	³	³
No annual fee FNB Visa Credit Card²	²	²	²	²	²	²	²
Identity Theft Insurance up to $2,500⁴		⁴
Online Debit and Credit Card Registration⁵		⁵
Membership in the First Friends Travel Club
Discounted Safe Deposit Box Rental

* monthly service charges waived with minimum balance

1) Free bank stock checks or $5.00 discount on designer checks of your choice

2) Subject to customary credit criteria.

3) Subject to approval.

4) With First Checking you are protected with $2,500 of Identity Theft coverage to cover expenses incurred in the recovery of a stolen identity – such as lost wages, legal fees, certified mail and long distance charges.

5) As an account holder, you may also register your credit, debit and ATM cards. Have peace of mind of knowing your cards are protected and your liability is limited should your card be lost or stolen.

6) Transfers from an Investment Savings (Money Market) account to another account third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle with no more than three by check draft, debit card or similar order to third parties.