You want a checking account to help you manage your financial life—one that works around your schedule and supports your needs. That’s why we designed these low-maintenance checking solutions featuring plenty of perks. They blend seamlessly into your world, positioning you for financial success and clarity.
All of our checking accounts include:
  • Free online banking
  • Free online bill pay
  • Free ATM withdrawals at FNB locations
  • Four free ATM withdrawals per statement cycle at other ATMs
  • Free 24-hour telephone banking Free Visa® debit card3
  • No-annual-fee Visa® credit card2
  • $50 opening deposit
Subject to approval and customary credit criteria.
* monthly service charges waived with minimum balance
1) Free bank stock checks or $5.00 discount on designer checks of your choice
2) Subject to customary credit criteria.
3) Subject to approval.
4) With First Checking you are protected with $2,500 of Identity Theft coverage to cover expenses incurred in the recovery of a stolen identity – such as lost wages, legal fees, certified mail and long distance charges.
5) As an account holder, you may also register your credit, debit and ATM cards.  Have peace of mind of knowing your cards are protected and your liability is limited should your card be lost or stolen.
6) Transfers from an Investment Savings (Money Market) account to another account third parties by preauthorized, automatic, or telephone transfers are limited to six per statement cycle with no more than three by check draft, debit card or similar order to third parties.