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Refinancing opens the door to so many possibilities. Whatever your mortgage goal, a refinance can help you reach it. For instance, if your goal is to lower your monthly payment and pay less overall for your home, you can refinance to a lower interest rate on your mortgage. Changing the loan terms allows you to either reduce your monthly payment by extending the terms, or pay off your mortgage more quickly by shortening the terms. You can also switch loan types or consolidate a home equity line of credit into your mortgage through refinancing.
- Lower your interest rate
- Adjust loan terms to meet your goals
- Switch loan types
- Receive cash out
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