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First National Bank of Griffin
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Home Equity Line of Credit

A FNB Home Equity Loan may be the smartest way to finance home improvements, remodeling, travel and other major purchases.   A revolving line of credit secured by the equity in your home, it may be approved for up to 89% of the appraised value of your home less any outstanding first mortgage.  Once your First Line Home Equity Loan has been approved and established you can virtually write yourself a loan for any purpose any time.  You set your repayment schedule; however, you will be charged a minimum monthly payment equal to the accrued interest.  Your minimum payments may not be sufficient to fully repay the principal that is outstanding on your line.  If they are not, you will be required to pay the entire outstanding balance in a single payment at maturity.
Benefits:
  • Flexible repayment terms
  • A great way to fund major purchases
  • Low closing costs
 
Member FDIC, Equal Housing Lender, FNB NMLS: 452582