Conventional Fixed-Rate Mortgages

If you prefer consistency and predictability in your monthly house payment, consider this loan option. You’d be in good company too, since a fixed-rate mortgage is the most common loan type. Terms of these conventional loans typically range from 10 to 30 years. The longer the term, the lower your monthly payment will be. The shorter your term, the less interest you will pay over the life of the loan.
Benefits:
  • Predictable payments
  • Flexible terms up to 30 years
  • Locked in interest rate
 

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